Plan your sale

Seller net sheet

Estimate what you would take home from a sale: loan payoffs, commissions, title and closing, this year’s property tax and any credits to the buyer.

The sale

Sale price ($)

Loan payoffs

Mortgage payoff ($)

Commissions

Listing commission (%)Buyer’s agent commission (%)

Title and closing

Owner’s title policy ($)Texas promulgated rate for this price. A title quote replaces it.Escrow and closing fee ($)

Taxes and dues

This year’s property tax ($)Closing date0 days of this year’s tax are yours:

Credits to the buyer

Closing costs paid for the buyer ($)Repairs or repair credit ($)

More costsSecond lien, survey, fees, HOA, home warranty and anything else

Second lien or HELOC payoff ($)Survey ($)Document preparation and attorney fees ($)HOA dues and transfer fees ($)Home warranty ($)Other costs ($)

Starting figures are editable examples, including a property tax assumed at 2.2% of the price a year. The owner’s title policy follows the Texas promulgated rate for the price you enter. Enter your own figures.

A timber and stone porch home at blue hour, warm lamps in the windows and a planted garden below.

Michael Norsworthy · Your next chapter.

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